The combination of a weakening economy, the collapse of the subprime sector of the mortgage industry, home values depreciating more than they have in 20 years, and record foreclosures, has left many homeowners in a situation where they can no long afford their mortgage payments. Unfortunately, many of them are unable to qualify for traditional refinance due to their credit history or lack of equity (including owing even more than their house is worth).

We specialize solely in home loan modifications. EZ Home Mods does not do short sales, foreclosures, etc or just do loan modifications on the side. Loan modifications is all we do and we do them really well. We have a full time attorney on staff, our employees are also knowledgeable in what the differnt investors (not just the lenders) are basing their approvals on (guidelines), and we have a service pledge and client guarantee program.

5/30/2009 - we have added 2 new features, the first is a prequalifier tool that is done by our legal team - it's not a software algorithm since it's impossible to "work backwards" and find what the lenders are looking for. The second thing we have added is some sampling of the results we've been getting (on the Results page). More to come soon!